Bajaj Housing Finance Limited is a very prominent player in India’s housing finance sector, and it offers a range of financial products according to different consumer needs. Let us tell you that this company is a subsidiary of Bajaj Finance Limited, and it has created a strong presence in the market today. The shares of this company is available in the share market, and investors always keep researching its share price target and analyzing how much profit this company can give to investors. If you want to invest in this in the future, then in today’s article, we have told you the Bajaj Housing Finance share price target and have also shared with you the financial overview and fundamental analysis of this company. So let’s start this article.
Overview | Bajaj Housing Finance
Bajaj Housing Finance Limited is a company that provides housing finance solutions such as home loans, loans against property, construction finance, and many other related products included in the company’s portfolio. The company works on a customer-centric approach, which makes delivery and streamlining processes very easy by enhancing technology. This company is a part of the Bajaj Group, due to which people have full trust in this company, and this company keeps boosting its finances every year.
Fundamental Analysis
| Metric | Value |
|---|---|
| Open | 128 |
| High | 128.9 |
| Low | 125.8 |
| Previous Close | 127.44 |
| Volume | 9,387,913 |
| Value (Lacs) | 11,856.00 |
| VWAP | 127.07 |
| P/E Ratio | 47.85 |
| UC Limit | 140.18 |
| LC Limit | 114.69 |
| 52-Week High | ₹188.50 |
| 52-Week Low | ₹125.13 |
| Market Cap (Rs. Cr.) | 105,176 |
| Face Value | 10 |
Bajaj Housing Finance Financial Overview
As of 31 March 2024, Bajaj Housing Finance’s net profit is ₹1,731.2 crore. This figure has increased a lot, reaching here by growing 37.6% from the previous year. This company is giving such high returns in just one year that investors are very impressed and have started researching its share price target more.
The company’s revenue has also increased a lot from the previous year, and the company has earned a revenue of ₹7,617 crore in this financial year, which has grown by 34% compared to the previous year.
If we talk about quarterly revenue and net profit, Bajaj Housing Finance’s revenue was very good in this quarter, due to which the company reported a net profit of ₹548 crore, which is running at a year-on-year growth rate of 25.4%. The net interest income of the company has also increased by 24.9%, and the company’s operations have been boosted significantly.
These financial metrics available in the market indicate that the company’s growth trajectory is very strong and that the company will further expand its housing finance market in the coming time and will earn a good net profit.
Bajaj Housing Fundamental Analysis
Bajaj Housing Finance Limited is one such company that discovers and records profit consistently. The net profit of the company has been increasing every year. In the last few years, the return on equity of the company has improved by 14.1%, which indicates that the company is making very good and efficient utilization of the interests of the shareholders.
Asset quality management is very important in finance companies, and this company has done it very well. The non-performing assets of Bajaj Housing Finance Limited are not yet available to the readers. The strong profitability of the company suggests that the company practices very effective risk management, due to which the company has not incurred any loss so far. Rather, its net profit has increased.
As we told you earlier, Bajaj Housing Finance Limited is a subsidiary of Bajaj Finance Limited, from which we know that the company gets a strong market presence and brand reputation from the parent company, and the risk of the company is a little less because its parent company is always above it and helps it. The company is very competitive in the housing finance sector and is performing very well, due to which its market position is very high.
The Indian real estate market is going to grow very well in the coming time, due to which we can say that the Bajaj Housing Finance Limited share price target will also increase in the coming time because the demand for people taking loans will keep increasing, and this company is also the best lender. So, this company will provide loans to people in the coming time.
Shareholding Pattern
As of 31 December 2024, we have mentioned below Bajaj Housing Finance Limited’s shareholding pattern:
- Promoters have 88.75%
- Retail and ordinary people have 9.32%
- Foreign institutions have 1.1%
- Mutual Funds hold 0.47% of the company
- Ordinary domestic institutions also hold 0.35% of the company
The promoters of the company are the maximum shareholders, and the parent company is its promoter. Hence, we can understand that the business model of the company is very good, and the growth prospects are also high in this company.
Bajaj Housing Finance Share Price Target 2025-30
| Year | Share Price Target (₹) | Key Factors |
|---|---|---|
| 2025 | 150 – 180 | Continued company growth and market expansion |
| 2026 | 186 – 210 | Sustained growth and market expansion |
| 2027 | 210 – 240 | Profitability and effective risk management |
| 2028 | 240 – 270 | Product diversification |
| 2029 | 270 – 300 | Maintaining growth trajectory |
| 2030 | 300 – 330 | Economic growth and favorable conditions |
- Bajaj Housing Finance Limited share price target is being told between ₹150 and ₹180 as per 2025.
- If the company continues to grow like this and the market expands, then Bajaj Housing Finance Share Price Target will be between ₹186 and ₹210 in 2026.
- If investors ensure that the company continues to maintain sustained profitability and effective risk management, then the share price target can be between ₹210 and ₹240 in 2027.
- If the company continues product diversification in 2028, then the share price can be between ₹240 and ₹270.
- Bajaj Housing Finance Share Price Target for 2029 is being told between ₹270 and ₹300 if the company maintains its growth trajectory.
- Bajaj Housing Finance Share Price Target for 2030 is being told between ₹300 and ₹330. By this time, the Indian economy will also have grown, and due to favorable economic conditions, its share price can get a good boost.
These projections are told according to current financial trends and market conditions. If you want to invest in it, then you will have to regularly track the performance of the company and study it.
Conclusion
Bajaj Housing is one such company that has regularly shown good financial growth and net profit in the past few years. So, the company has a very strong position in the housing finance sector, and its backing is also very strong. Its effective risk management is also very strong, and the company is going to perform very well in the coming times.
FAQs
Ans. According to 8 analysts rating, the Bajaj Housing Finance Ltd target price is ₹118.12
Ans. Bajaj Housing Finance’s stock price is expected to hit ₹298 in 2025.
Ans. According to experts and investors, the present target price of Bajaj Finance LTD is 8439.09.
